Empowering You with the Knowledge and Tools to Take Control of Your Credit
What You’ll Learn:
Our expert-led credit-building workshops are designed to help individuals understand, repair, and grow their credit confidently. Whether you’re starting from scratch or recovering from past mistakes, this program equips you with practical, step-by-step guidance.
Workshop Topics Include:
📘 Understanding Credit Basics
- What is a credit score?
- Credit reports explained
- The five factors that affect your score
🧰 Repairing Damaged Credit
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Disputing errors on your credit report
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Handling collections and charge-offs
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Dealing with identity theft and fraud
💳 Building & Rebuilding Credit
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Secured vs. unsecured credit cards
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Credit-builder loans
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Becoming an authorized user
💡 Smart Credit Habits
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Managing credit utilization
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Making on-time payments
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Keeping old accounts open wisely
🧾 Credit & Your Financial Future
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How credit impacts loans, jobs, and rentals
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Building credit to qualify for a mortgage
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Setting long-term financial goals
Program Features:
✅ Live Q&A with credit experts
✅ Hands-on exercises and worksheets
✅ Real-life scenarios and roleplay
✅ Free access to credit monitoring tools
✅ Certificate of completion (optional)
Who Should Attend:
✅ First-time credit users
✅ Anyone recovering from financial hardship
✅ Students, young professionals, or immigrants building U.S. credit
✅ Anyone interested in improving their financial literacy